Protecting finances. Promoting inclusion.
Since 2009 we've helped more than 6,500 vulnerable adults manage their money safely. Now we're bringing our banking platform, money management services and payment wearables to partners in Europe, the US and South Africa.
- United Kingdom
- Europe
- United States
- South Africa

Where we serve
The UK is where we started and where most of our clients are. We're now working with partners in Europe, the US and South Africa to bring the same services to people there.
United Kingdom
Operating since 2009Appointeeship, deputyship, banking and payments for more than 6,500 adults, working with 150 local authorities.
moneycarer.org.ukEurope
In developmentWorking with European disability and social care networks on inclusive banking for people with support needs TBC.
Get in touchUnited States
In developmentBringing our money management platform and payment wearables to families, fiduciaries and care providers TBC.
Get in touchSouth Africa
In developmentOur operations team in uMhlanga, Durban (KwaZulu-Natal), working with local partners on financial inclusion services TBC.
Get in touchMoney Carer Products & Services
Everything runs on Monika, our proprietary banking platform, so services, accounts and payments all connect for the client and the people supporting them.
Money management
We take on the paperwork and the payments, so people stay housed, fed and paid.
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AppointeeshipWe manage benefits and bills for people who can’t do it themselves.
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Direct paymentsManaging personal care budgets for individuals and social workers.
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Support for familiesGuidance for relatives worried about someone’s money.
Banking
Accounts built for people with support needs, and everyone around them.
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Monika platformOur banking platform. FSCS-protected accounts.
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Touch AccountA bank account for people who want to manage their own money, with backup.
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LPA Family AccountAn account for attorneys acting under a Lasting Power of Attorney.
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Money Carer appBalances, messages and fund requests on your phone.
Payments
Ways to pay that don’t rely on remembering a PIN.
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Money Carer CardPrepaid cards for carers and support workers. The UK’s first, launched in 2010.
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Payment wearablesContactless rings and bracelets from RingPay.
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Biometric payment cardPay with a fingerprint instead of a PIN.
Awards
Recognition from the payments industry, disability inclusion experts and Parliament.


Partners
We work with banks, payments companies and safeguarding specialists, and we're a national partner to the Department for Work and Pensions (DWP).
“Money Carer and Zempler Bank have worked closely together for 10 years, and our unique partnership enables us to support some of the most vulnerable people in society.”
Partners and collaborations










Protection and compliance


About Money Carer
Money Carer started in 2009 as a UK social enterprise. We help vulnerable people who find money hard to manage, and we work alongside the families and professionals around them.
“Everyone deserves financial inclusion – safe, dignified access to their money, regardless of their circumstances.”
- 2009Founded as a national social enterprise
- 2010Launched the UK's first carer cards
- 2017/18Featured in the Parliamentary Review
- 2020Launched the Money Carer app
- 2023Rolled out Monika to law firms, trustees and care providers
- 2025Won the Card and Payments Award for Financial Inclusion
Talk to us
If you're a bank, a public body, a care provider or an investor interested in working with us outside the UK, we'd like to hear from you.